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  • Things Single Mothers Say on a First Date
  • A New Dating Site For Single Moms

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    Emotional Assistance School Assistance There are many private organizations working to provide you with many programs that will ease your stress and worry by providing invaluable support. These organizations will also help you with applications for grants, loans and scholarships if you are thinking of furthering your education. These packages will put money in your hands to help you get things done and improve your life. It is important to remember that the only way you will qualify for these programs is if you are within a certain low income bracket.

    The Federal Government also offers a wide variety of assistance for single mothers including, but not limited to, the welfare program which will help you with basic needs, scholarships and grants, and even low cost housing. There are over programs available and they all can be found on the government websites. There are private websites that will charge a fee to disclose information to you.

    You should avoid these as all this information is freely available and no private company will have more information about government programs than the official websites themselves.

    There are also certain programs that offer funding for single mothers to start up small businesses, including training and help with planning. Therefore if you feel you are up to taking on a new challenge, especially since you can base your business at home, then this might be the ideal option for you.

    Remember, though, that the majority of these programs come as loans, but generally with better afferent costs. Still, the independence a small business will offer you and your child is invaluable and worth a little difficulty in the beginning. However, regardless of the assistance available to single mothers, the point is that unless you put the work in, you will not get anywhere.

    You need to search every single day and call in favors off of anyone that can help you out.

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    Remember that cash assistance for single mothers is possible. You can pursue some type of loan program, look into getting grants, seek out scholarship, hunt down some welfare programs, or even visit local single mother shelters that offer tangible aid for moms in need.

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    Use these programs effectively and you may soon find that you have little to worry about. The secret is persistence, and you will have put the effort in and long hours of searching and filling out applications, even if some programs reject you, then you must try others.

    Loans as Cash Assistance The easiest way to get some cash is to take out a loan. This could a personal loan from the bank, utilizing your bank overdraft for some extra money, taking out a payday loan, or even dipping into your credit card.

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    Please moms, before you consider taking out any sort of loan, remember that you are going to have to repay said loan and repay it with MORE money called interest. Because of this, SingleMotherAssistance. Note that loans are connected to your credit score.

    You should also find out what your credit score is, if you intent to get a loan of some sort in the future. You can get check your credit score for free online or simply write to the major credit agencies there are three of themand request your report — by the Fair Credit Act, you are entitled to a free report each year. Payday loans should only ever be used for absolute emergencies medical, dental, etc.

    A better cheaper option would be to see if you can get a personal line of credit from your bank. This requires good credit on your part, but the interest rates are lower.

    Nevertheless, here is a quick breakdown of the type of loans out there and some links to some recommended lenders: There is no credit check, so nearly anyone within reason can qualify. This also makes them very dangerous loans, especially if you have no reliable income or are already in a financial hole. Payday loans have some of the highest interest rates out there and you can easily get into a situation of owing MORE interest than the principal amount after a couple missed payments.

    If you need a payday loan, then one reputable online payday lender is 60 Minute Payday. Personal Loans These are loans of varying amounts. The typical way to get a personal loan is to approach your bank.

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    Personal loans can be used to fix up your house, buy a car, or meet some financial need that you need a large sum of money for. You can get these loans from your bank.

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    One recommended online personal loan lender is Lending Club. And often, you are given a grace period before having to make your first payment. Of course, this depends on the type of student loan you get. The main federal student loan is the Perkins student loan and the Stafford student loan. Go here for more info. Mortgage Loans A loan given out by the bank to help fund your home purchase. You can see our whole mortgage assistance section for more info about these type of loans.

    In terms of mortgage loans for financial assistance, there are a type of loan.

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    These are called reverse mortgages and are basically a loan where you take a loan out against the equity of your home. If you want to get a mortgage, consider the FHA home loan — one of the easier to qualify for mortgage loans these days. You can check with LendingTree. Business Loans Loans that you can start a business with. For the average single mom looking for some cash assistance, these loans are not applicable to your situation.

    If you need cash assistance for a business start up though, you might look into these kind of loans. You can read more about them here.

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    Sorry, there is not enough money for that right now. In general, government grants especially those found on places like grants. The government does make available grant money for individuals in one specific circumstance: You can qualify for these grants the biggest being the Pell Grant which can run up to a few thousand dollars every school semesterbut you must be 1.

    Attending an accredited school college or university 2. Be an American Citizen 3. Have Financial Need 4. Fill out the FAFSA application financial aid form that gives you access to federal student loans and federal financial aid programs. Getting grants for education like the Pell grant will take time — you need to go through the application process. Again, most private grants i. So what are private grants?

    Well, you may find Corporations offer charity organizations that may hand out money. Or if you are an employee of some large corporation, you may find there are daycare grants or scholarship grants given out for employees to attend school. Unless you are seeking education assistance, private grants are not a likely source of cash for moms Web Giveaway Sweepstakes There are quite a few websites online that offer giveaways of some sort.

    These websites offer giveaways to either promote themselves in some way or are paid to by companies looking to advertise. Most of these giveaways function as sweepstakes. Some websites will even give you something free for signing up. Fill out the form to apply for the 10k Scholarships for Working Adults Sign up for a free Familyplanning.

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